For discussions with banks, investors, lenders and leasing companies
WE DEVELOP PROFESSIONAL FINANCIAL MODELS AND BUSINESS PLANS FOR BUSINESS LAUNCH, GROWTH AND FUNDING DECISIONS
Merser PL Sp. z o.o. · Warszawa
Financial Models · Business Plans · Bank & Investor Projects
For your own investment · bank financing · investors · loans · leasing
CHECK THE ECONOMICS OF YOUR BUSINESS BEFORE YOU INVEST
A financial model will show how much capital you need, what sales level is required to reach break-even, when the business can become cash-flow positive, and how the project performs under different scenarios.
FINANCIAL MODELING FOR YOUR SPECIFIC BUSINESS GOAL
A Business can look profitable on paper and still run out of cash
A financial model becomes vulnerable when:
sales start later than expected;
one major startup cost is underestimated;
payroll grows before revenue stabilizes;
equipment utilization is lower than planned;
debt payments begin before sustainable cash flow;
one key demand assumption proves wrong.
You will see how much capital is realistically required, whether the business can carry the planned financial load, and which key numbers you need to understand before investing or entering funding negotiations.
REQUEST A PRELIMINARY PROJECT REVIEW
Your information is kept confidential and used only to get in touch with you
WHAT A FINANCIAL MODEL SHOULD SHOW BEFORE YOU MAKE A DECISION
Cash Flow
When cash gaps occur and how much funding is required to cover them.
Not hundreds of rows in Excel, but a small set of numbers that actually determine whether a business can launch, scale, or raise funding.
Funding Requirement
before reaching sustainable Cash Flow
Together, these indicators answer the main question:
CAN THE PROJECT WITHSTAND FINANCIAL STRESS BEFORE YOU COMMIT CAPITAL?
Break-Even Point
The sales volume at which the business covers all expenses and reaches operating break-even.
Sensitivity to Changes
How changes in key parameters: prices, sales volumes, and costs affect the project’s financial result.
Development Scenarios
How the project performs under different scenarios: base, conservative, and optimistic.
Funding Assessment
Which indicators matter to banks or investors and whether the project meets funding requirements.
FROM BUSINESS IDEA TO A FINANCIAL DECISION
We combine business logic, financial modelling and risk analysis into one clear document package for banks, leasing companies, grant committees and investors.
Financial logic · Cash flow · Break-even · Funding needs · Risk scenarios
Revenue Logic
Revenue forecast based on pricing strategy, customer volume, and market assumptions.
Cash Flow Forecast
for Business Plan - cash flow model, operating expenses, rent, payroll, investment load, and financial stability analysis for market.
Payroll & Hiring Structure
Connection between the staffing plan, payroll costs, and Non-Marginality logic.
Break-Even Analysis
The point at which the business begins to demonstrate its financial viability and operational sustainability.
Financial Sensitivity
Analysis of how changes in revenue, costs, and market conditions affect the project’s financial stability.
A business plan is more than just a document - it is your argument, your strategy, and your framework for decision-making. It shows that you understand where you are going and helps you stay on track.
